8th Pay Commission Salary Calculator 2026

The Role of the Fitment Factor in Salary Calculations

The **fitment factor** is the core multiplier used to translate existing basic pay levels under the 7th CPC into revised basic pay levels under the new commission. It absorbs the accumulated Dearness Allowance (DA) and provides a net real increment.

In previous pay commissions, the fitment factors were:

• 6th Pay Commission: 1.86x basic wage multiplier.
• 7th Pay Commission: 2.57x basic wage multiplier (which established a minimum basic pay of ₹18,000).
• 8th Pay Commission (Demanded): Various federations have demanded fitment factors ranging from **2.86x up to 3.00x** to keep pace with cost-of-living increases.

Fitment Factor Scenarios and Salary Increase Projections

Depending on the final fitment multiplier selected by the Cabinet, the salary scales will see different levels of hikes. Let's analyze how different fitment factors affect two standard basic salary levels:

Disclaimer: The above calculations are projections. In the final matrix, figures are rounded off to align with progressive vertical increments.

Recalculating Allowances: HRA, TA and Dearness Allowance

When a new pay commission is implemented, the existing Dearness Allowance is typically merged into the basic pay, resetting the active DA rate to **0%**.

Other primary allowances are adjusted as follows:

• House Rent Allowance (HRA): Under 7th CPC rules, HRA is 30% for Class X, 20% for Class Y, and 10% for Class Z cities (since DA crossed 50%). Proposals suggest starting at these consolidated rates on the newly revised basic, ensuring that HRA cash payouts increase significantly due to the larger basic pay base.
• Transport Allowance (TA): Transport Allowance basic rates are also multiplied by the fitment factor during the transition. For a Level 6 employee in a Class Y city, the base TA is projected to rise from ₹1,800 to ₹5,148, which then earns the new 8th CPC DA rate.

Adoption by State Governments: Chhattisgarh & Madhya Pradesh Updates

State government employees (such as in Chhattisgarh and Madhya Pradesh) are highly affected by the 8th Pay Commission. Historically, state cabinets (e.g. in Raipur, Bhopal, and Indore) follow the Central Government guidelines to revise their state matrices, usually within 6 to 12 months after the central notification.

• Chhattisgarh Government (Raipur): CG government employees have represented demands for a quick alignment of state pay matrix rules with the 8th CPC. Our calculator serves as a helpful baseline tool for employees in Raipur, Bilaspur, and Durg.
• Madhya Pradesh Government (Bhopal/Indore): MP state government employees typically see revisions structured under MP Civil Services Rules corresponding to central levels. Minimum basic levels under Level 3 and Level 6 projections will guide revisions for state departments.

What is the CTC for a ₹18,000 Basic Salary?

For entry-level central government employees, a basic salary of ₹18,000 (Cell 1, Level 1 under 7th CPC) serves as the minimum wage. To understand the total Cost to Company (CTC) or gross expenditure, we must sum all allowances:

• Basic Salary: ₹18,000 per month.
• Dearness Allowance (DA @ 60%): ₹10,800.
• HRA (Class Y @ 20%): ₹3,600.
• Transport Allowance (TA): ₹1,800 + DA (60%) = ₹2,880.
• Employer NPS Contribution (14%): ₹4,032.
• Gross monthly salary: ₹35,280.
• Total Monthly CTC: ₹39,312 (approximately ₹4.7 Lakhs annually).